Contracting states
Social security treaties can combine contribution periods. That can shift the case toward a regular pension claim instead of refund.
Countries
Find countries quickly
Country rules, treaty status, and current residence often change which pension path is realistic. This page helps you get to the right country page quickly through A-Z.
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Orientation
What to watch for on country pages
The main differences usually come from EU/EEA residence, contracting states, and non-contracting states.
Non-contracting states
Without a treaty, refund cases are often more straightforward to assess. Residence, waiting period, and contribution months still matter.
EU / EEA / Switzerland
If you currently live in this area, pension refund is often not the default route. Residence matters early here.
Directory
Country directory
A-Z and direct jump controls make lookup faster.
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AustraliaAustralia and Germany have a bilateral Social Security Agreement. As an Australian who worked in Germany, about 9% of your gross salary was paid into the pen...ArgentinaArgentina and Germany do not have a bilateral Social Security Agreement. If you are an Argentinian citizen who worked in Germany, contributed fewer than 60 m...
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IndiaAs an Indian citizen who worked in Germany, about 9% of your gross salary was paid into the Deutsche Rentenversicherung. Germany and India have a bilateral S...IsraelIsrael and Germany have a bilateral Social Security Agreement. If you are an Israeli citizen who worked in Germany and contributed fewer than 60 months, you ...
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SingaporeSingapore and Germany do not have a bilateral Social Security Agreement. If you worked in Germany and now live in Singapore, the refund path is straightforwa...South KoreaSouth Korea and Germany have a bilateral Social Security Agreement. If you worked in Germany as a Korean citizen and contributed fewer than 60 months, you ca...South AfricaSouth Africa and Germany do not have a bilateral Social Security Agreement. If you are a South African citizen who worked in Germany, contributed fewer than ...
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United StatesAs a US citizen who worked in Germany, about 9% of your gross salary went into the Deutsche Rentenversicherung. If you contributed for fewer than 60 months a...UkraineUkraine and Germany do not have a bilateral Social Security Agreement. For Ukrainians who worked in Germany and now live outside the EU, refund eligibility i...UAEThe UAE and Germany do not have a bilateral Social Security Agreement. If you worked in Germany and now live in the UAE, the refund path is straightforward: ...