Services
Find the right service for your case
Most clients start with Pension Refund. If your case needs a different route, Pension Assist, Widow Pension, and other services are available too.
Pension refund
Pension Refund
Worked in Germany and now living outside the EU? Check whether you can get your pension contributions back. Fundsback handles the entire process through to payout.
Our clients receive EUR 12,926 on average. The process typically takes 6 to 8 weeks. Every case is supported by an external lawyer, and you only pay when the refund is successfully paid out.
Not sure if a refund is the right route? These services cover other pension situations — from regular claims to survivor pension.
Pension application
Pension Assist
For regular pension applications and more complex pension cases when refund is not the right route.
Fundsback helps you sort the insurance record, identify gaps, and prepare the application properly. Pricing follows a 50/50 model: first half at start, second half on success.
Survivor pension
Widow Pension
For survivors who need clearer guidance on widow pension eligibility, documents, and the right next step.
We understand this is a sensitive topic. That is why we guide the entire process personally — from the first review to the completed application. No form jungle, no authority appointments.
What we handle
More services
Planning and leaving Germany
In some cases, neither refund nor a regular pension claim is the next step. These topics are covered too.
Voluntary payments
Voluntary Contributions
For cases where voluntary contributions may make more sense than refund or a standard pension route.
Leaving Germany
Deregistration
When leaving Germany, deregistration can be an important step. This is handled through our specialized partner.
Not sure yet?
Not sure which route fits?
The free Pension Check shows you in one minute which pension path is relevant for your case.