How it works
You worked in Germany and paid in. Fundsback checks in one minute whether you can get your contributions back, and handles the entire process — from the first assessment to payout.
The average case takes 6 to 8 weeks. Every case is supported by an external lawyer. You don't need to speak German and for refund cases you only pay on success.
Your path
You enter a few key details about your time working in Germany — period, nationality, current residence. It takes about one minute.
We then automatically check whether a pension refund is possible or whether a different pension route fits better. You get an initial assessment right away.
Fundsback prepares all documents, closes gaps in the insurance record, and files the application with the Deutsche Rentenversicherung.
All communication with authorities runs through our external lawyer. You don't need to speak German or attend any appointments. Through your dashboard you can track your case status at any time.
For refund cases, the amount is transferred to your account as a lump sum. The average case takes 6 to 8 weeks from start to finish.
If a regular pension claim turns out to be the better route instead of a refund, we guide you there too. For refund cases, you only pay on success.
Services
Worked in Germany and now living outside the EU? Check whether you can claim back your contributions.
Learn morePaid in for 5+ years? You may have a regular pension entitlement. We review your case and support the application.
Learn moreYour late partner worked in Germany? Check whether you qualify for a survivor pension.
Learn moreFree to start
The Pension Check tells you right away whether a refund is possible in your case and what it could be worth.
Some Fundsback services remain active for technical and security reasons. You can allow or deny additional services by category here. You can change your selection at any time under Settings.
Privacy Policy