Retirement Age in Germany
Understanding the retirement age in Germany is crucial for planning your financial future, especially if you're a foreign worker or expat.
Standard Retirement Age
The standard retirement age in Germany is gradually increasing:
- Born before 1947: 65 years
- Born 1947-1963: Gradually increasing from 65 to 67
- Born after 1964: 67 years
Early Retirement Options
Retirement at 63
Long-term insured persons (35 years of contributions) can retire at 63, but with pension reductions.
Severely Disabled Persons
People with severe disabilities can retire earlier with specific conditions.
Pension Calculation
Your pension amount depends on:
- Years of contributions
- Average earnings
- Retirement age
For Foreign Workers
If you're leaving Germany before retirement age, you may be eligible for a pension refund instead of waiting until retirement.
Ready to Claim Your German Pension Refund?
Don't let your hard-earned pension contributions go to waste. Our expert team will guide you through the entire refund process.
Start Your ClaimKey Takeaways
- Standard retirement age: 67 (for those born after 1964)
- Early retirement possible with reductions
- Foreign workers may qualify for refunds
Want to know if you're eligible for a pension refund? Check your eligibility today!