German Pension Refund for Indians
Indian citizens who worked in Germany are eligible to claim back their pension contributions after returning to India.
Eligibility for Indian Citizens
✓ Indian passport holder (not dual EU citizen)
✓ Currently living in India
✓ 24 months passed since last German contribution
✓ Completed German deregistration (Abmeldung)
India-Germany Social Security Agreement
India and Germany signed a social security agreement in 2009, but this doesn't prevent refunds for Indians living in India.
Refund Calculation
Only your employee contributions (9.3% of gross salary) are refundable.
Typical refund amounts for Indians:
- 1 year: ₹2,00,000 - ₹4,00,000
- 2 years: ₹4,00,000 - ₹8,00,000
- 3 years: ₹6,00,000 - ₹12,00,000
Ready to Claim Your German Pension Refund?
Don't let your hard-earned pension contributions go to waste. Our expert team will guide you through the entire refund process.
Start Your ClaimDocuments Required from India
- Valid Indian passport
- Abmeldebescheinigung (German deregistration)
- Social security card copy
- Indian bank account details (SWIFT-enabled)
- Address proof in India
Notarization in India
Certain documents must be notarized at the German Embassy in New Delhi or consulates in Mumbai, Chennai, Bangalore, or Kolkata.
Processing Timeline
- Application submission to decision: 4-6 months
- Transfer to Indian bank: 8-10 weeks after approval
Start your German pension refund claim from India today!