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German pension refund for Australians: Complete guide

•Updated May 14, 2025

German Pension Refund for Australians

As an Australian citizen who worked in Germany, you may be eligible to claim back your pension contributions.

Eligibility for Australians

✓ Australian citizenship (not dual EU citizenship)
✓ Currently living in Australia
✓ 24 months passed since last German pension contribution
✓ Not eligible for voluntary contributions

Social Security Agreement

Australia and Germany have a social security agreement, but this doesn't prevent pension refunds for Australians living in Australia.

How Much Can You Get?

  • Your contribution: 9.3% of gross salary (2023+)
  • Employer contributions: Not refundable
  • Typical refund: €3,000-€15,000 depending on duration and salary

Application Process

  1. Verify eligibility
  2. Gather documents (passport, Abmeldung, etc.)
  3. Complete German forms
  4. Notarization at German embassy
  5. Submit application
  6. Wait 3-6 months

Ready to Claim Your German Pension Refund?

Don't let your hard-earned pension contributions go to waste. Our expert team will guide you through the entire refund process.

Start Your Claim

Documents Needed

  • Australian passport
  • German deregistration certificate
  • Social security card
  • Bank details
  • Proof of residence in Australia

Processing Time

  • Application to decision: 3-6 months
  • Transfer to Australian bank: additional 6-8 weeks

Need help claiming your German pension from Australia? We handle everything for you!

Need help with your German pension?

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